After a few hectic weeks, I'm finally back home and catching up on all my churns - opening new Amex and Chase cards, tackling my Citi account lock, eating InKind and Resy credits, applying for HELOCs, dabbling in Costco gold, and much more!

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Stuff I mentioned in the episode...

Boulderthon swag ðŸĨ‡

🆓 Discounts & Freebies

  • Capital 1 Shopping (hint: 19.5% at seats.aero) - C1S
  • Maximizing the $400 Resy Credit - DoC
  • Maximizing the $300 Lululemon credit - DoC
  • Using the $200 Oura Ring credit - DoC
  • ⮆ïļ InKind - $50 (up from $25) for referring a friend - referral

ðŸ’ģ Credit Cards

  • Amex Business Platinum 300K after $20K spend - reddit
  • Increased: Chase Ink Cash/Unlimited 90K after $6K spend - referral
  • Chase Sapphire Reserve 125K for $6K spend - referral
  • ðŸŠĶ Chase limits Ink referrals to new businesses (effective 10/7/25) - DoC
  • Citi Requesting 4506-C For Some Citi Strata Elite Cardholders - DoC

🏠 HELOCs

  • Difference between a HELOC, PLOC, and Home Equity Loan - gemini
  • ðŸ’Đ Impact of 30%+ credit utilization on your credit score - gemini

ðŸĨ‡ Gold

YTD gold prices ðŸĪŊ
  • Bamboo credit card / gold holder - amazon (affiliate)